PayPal: A safer and easier way to pay online
Let’s face it, it’s hard not to be familiar with PayPal because it has become a household app of sorts. It has been in the industry for an impressive amount of time and this app is just one of the reasons why that is.
One stop shop to manage your finances
The PayPal app offers the same premium services in a smaller and more convenient package
PayPal offers a reliable log of your transactions. So whether you’re just taking a break from your PC or you’re on the go, you will see your account’s transactions in real time. In fact, Mastercard users can even withdraw PayPal funds via ATM or send small transactions to your Venmo buddies. It’s reliable, convenient and, best of all, fast.
If you’re not comfortable storing your credit or debit card on an online shopping site, just use PayPal. It completes the transaction without turning over your bank account details to the seller. With over 17 million business partners, you’re sure to catch any sale in a snap.
Is PayPal safe?
PayPal places a strong emphasis on safeguarding your information. When you make a payment using PayPal, the recipient is not privy to sensitive financial details such as your credit card or bank account number, affording you peace of mind when conducting online transactions.
Furthermore, when you make a purchase using PayPal on any website, you benefit from PayPal Purchase Protection. This means that PayPal will assist you in obtaining a full refund if an item fails to arrive or if the seller's description of the item is inaccurate.
Additionally, PayPal extends security measures to sellers as well. When you receive payments through PayPal, you are eligible for PayPal Seller Protection, which offers coverage for qualifying claims, chargebacks, or reversals.
Pioneer of digital banking
PayPal has been in the online payments game for over a decade, which is no surprise since offers Secure Sockets Layer 3.0 encryption to keep your information safe and unshared to other businesses. It even monitors and analyzes each transaction to stop suspicious activities 24/7. But you can (literally) take matters into you own hands by choosing two activation processes: two-factor authentication and/or fingerprint biometrics.
Where can you run this program?
This money managing app is supported by Android 4.4 and up as well as iOS 10.0 and up.
Can I use PayPal without a bank account?
PayPal is a widely-used online payment platform known for its security features. Users have the option to use PayPal without linking a bank account. One alternative is to connect a credit or debit card to their PayPal account. This enables them to make purchases and send money online, with the charges appearing on the linked card.
Another choice is to utilize a PayPal Cash or Cash Plus account, which doesn't require a bank account connection but may come with certain limitations. In some regions, prepaid PayPal cards are also available, offering a way to use PayPal without a bank account. However, linking a bank account can unlock additional features and flexibility in managing funds within the platform. Keep in mind that PayPal's policies and offerings may differ depending on your location.
Our take
PayPal offers a smooth but powerful backing to its mobile app with features like international payments, ATM withdrawal, and linkages to online stores. With millions of people using PayPal, developers have been should be sitting comfortably as the go-to money-transfer service. In their popularity,though, they have forgotten some minor but useful features like NFC POS payment and message integration. Regardless, PayPal is still the most convenient, reliable, multiplatform payment app.
Should you download it?
Yes. You will not regret downloading PayPal.
