OPayfor Android


OPay - Highly reliable banking companion

OPay is changing the way many Nigerians manage their money every day. It started with the big goal of making it easier for everyone to use financial services. OPay uses advanced technology to make financial tasks simple and safe. It's like a one-stop shop for all your financial needs on Android, offering everything from sending money to saving it, all in one powerful app.

Opay features

OPay sets itself apart through a multitude of features designed to enhance the financial experience of its users:

  • Instant Account Opening and Welcome Bonus: New users can start their journey with OPay instantly and receive a welcome bonus as a part of their first interaction with the app.
  • Instant Transfer: Send and receive money in real-time without any delay, ensuring that your financial transactions happen smoothly and promptly.
  • Airtime/Data Top-up with Cashback: Users not only recharge their phones but also enjoy cashback benefits, making each transaction rewarding.
  • OWealth: An innovative product that allows users to earn amazing daily interest on the balances maintained in their accounts.
  • Convenient and Reliable Debit Card: OPay offers a debit card that is free of charge, accepted everywhere, and easy to obtain either through the app or at any OPay agent.
  • Quick Customer Service: Accessible both online and through physical channels, ensuring help is always at hand when needed.

Other notable features include:

  • All-in-One App: OPay is versatile, allowing users to pay bills, purchase airtime, and even engage in betting and other services.
  • Grow Your Money: With options like OWealth for daily interest, and Fixed Saving for longer-term goals, OPay helps users grow their savings effortlessly.

Which bank owns OPay?

OPay isn't owned by a traditional bank. It's actually owned by Yahui Zhou, a Chinese billionaire who also runs the Opera web browser company. This shows that OPay is rooted in digital innovation rather than old-school banking.

Is OPay a Nigerian app?

Yes, OPay is definitely a Nigerian app. It was created specifically for Nigerians, with services designed to meet the unique needs and preferences of locals. OPay has really changed the financial scene in Nigeria, not just by offering key services but also by creating jobs through its network of agents and merchants.

So, OPay is much more than a payment platform; it's playing a major role in shaping the future of finance in Nigeria. With its user-friendly features, innovative leadership, and local focus, OPay is at the forefront of making financial services accessible to everyone in Nigeria.


  • Makes purchases easier and quicker
  • Quick customer service
  • Instant account opening and welcome bonus
  • All-in-one


  • Only available in Nigeria
  • No dark mode
  • Some transactions are slow

Program available in other languages

OPayfor Android

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