YNAB (You Need A Budget)for iOS

You can use YNAB to stay on top of your spending and work your way to a healthier financial position. YNAB contains a wealth of tips and tricks to better control your money.

A common-sense approach to budgets

This app is a simple, yet smart, way to take ownership of credit card debt and unnecessary spending habits.

With this effective tool you can tap into your money matters at the touch of a button. It has a slew of methods to track your monthly expenses with a personal budget.

This application makes it easy to turn a difficult task, money management, into an easy habit. The strategy it uses aids in destroying unnecessary spending. It has a large focus on saving for a rainy day, as well.

WIth this app you can link and sync with your bank. This creates an optimal environment for effective management and tracking of all your transactions from your mobile device.

You can organize and prepare for future bills and payments so you never have to pay late fees again. This app is also a great way to tackle bad spending habits. It documents your expenditures and then creates reports to highlight areas where you’re “leaking” money. These summaries have a simple format and are easy to interpret. These also include tips and tricks for specific categories that you struggle with.

Although YNAB is fantastic for most scenarios, there’s one major pitfall. The app will share your information with third-parties, which is quite uncomfortable. This is an immoral practice and you might want to limit the amount of people that can access your info.

Where can you run this program?

This app runs on iOS version 11.0 and later.

Is there a better alternative?

No. This app has a simple set up and is a great example of how an app focused on spending should work. It’s a strong step towards a healthier financial standing. EveryDollar has a similar premise, but struggles to match the simplicity of YNAB.

Our take

This application throws a lot of smart and efficient tips at you. Some of these pearls of wisdom might be enough to aid you in the long run. All in all, YNAB is a safe option for improving your money management.

Should you download it?

Yes. If you’re looking for an app to improve how you spend your cash, this is a great choice.