Digital Trends

Lender`s ToolBox 9.5

Essential tools for lenders OR borrowers... * Amortize loans with normal P&I or fixed principal payments on a weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annual, or annual basis using equal 30 day months or exact days between dates (365/365 or 365/360 basis) for the interest accruals. Choose a fixed or variable interest rate type and modify the 'standard' computed schedule for rate changes, lump-sum or additional payments, etc. Adjust the 1st page top margin for pre-printed logo paper and add your own comments or disclaimers to the printed reports. Full print preview with user selectable fonts, paper sizes, and four report "styles," or 'export' the schedule to RTF, HTML, or CSV files. You can even include "interest free" or "interest only" payments at the beginning of the term and print 'customizable' Payment Coupons for the scheduled term!* Use the Loan Calculator for "what if"scenarios: enter any 3 of the initial loan amount, interest rate, frequency of payments, or payment amount ... the program will calculate the missing variable. Then "copy" that perfect scenario into the Amortization Schedule. Or calculate the costs/benefits of a loan refinance package with the new Refinancing Breakeven Calculator* Easy to use with on-line help & user customizable defaults.